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06/30周二
重要Binance will adjust the collateral rate of XRP and other assets, as well as the leverage and margin tiers of multiple contracts, on July 3rd.
Odaily Planet Daily News According to the official announcement, Binance will update the collateral rates for assets including XRP and HBAR in the Portfolio Margin and Portfolio Margin Pro from 2026-07-03 06:00 (UTC). Additionally, it will adjust the leverage and margin tiers of several USDⓈ-M perpetual contracts, involving BICOUSDT, FFUSDT, DEXEUSDT, VANRYUSDT, TREEUSDT, TLMUSDT, AGLDUSDT, MUBARAKUSDT, RAREUSDT, OGNUSDT, and AVAUSDT. The adjustments are expected to be completed by 06:30 (UTC).
XRP 活跃地址增长 72%，持仓量降至 2025 年 7 月以来最低
XRP 活跃地址在两周内增长 72%，持仓量降至 2025 年 7 月以来最低水平，交易者获得更清晰的设置，价格仍处于阻力位下方。
XRP 新增钱包数量创三个月新高，市场情绪呈现抄底特征
XRP 在价格逼近 1 美元支撑位时，单日新增 4941 个钱包，创下三个月来网络增长新高。XRP 目前交易价格约为 1.04 美元，此前 6 月 25 日曾触及 1.01 美元低点，市场在 1.00 美元至 1.05 美元区间内看涨评论与看跌评论比例达到 3.7 比 1。（Santiment）
US XRP Spot ETF Records Daily Net Inflow of $15.3414 Million
According to SoSoValue data, as of yesterday (June 29, Eastern Time), XRP spot ETFs recorded a total daily net inflow of $15.3414 million. The XRP spot ETF with the largest net inflow yesterday was the Bitwise XRP ETF (XRP), with a daily net inflow of $11.9381 million, bringing its historical total net inflow to $505 million. Next was the Canary XRP ETF (XRPC), with a daily net inflow of $3.4033 million, and its historical total net inflow has now reached $464 million. As of press time, the total net asset value of XRP spot ETFs stands at $972 million, with an XRP net asset ratio of 1.47%. The historical cumulative net inflow has reached $1.485 billion.
Ripple CEO Brad Garlinghouse 称加密货币长期价值源于实用性
Ripple CEO Brad Garlinghouse 表示加密货币的长期价值源于实用性，而非金融工程。（Cointelegraph）
06/29周一
Ripple 推出 XRPL 借贷协议，拟将机构级信用基础设施引入链上
Ripple 推出 XRPL 借贷协议，为链上资产提供借贷与信用基础设施。该协议采用链下信用判断、链上标准化执行设计，由单一资产金库和借贷协议组成，用于组织流动性并按照约定条款发放贷款、计息、还款及处理违约。Ripple 表示，该方案面向机构使用场景，支持围绕稳定币、国债、货币市场基金等链上资产开展融资活动。目前相关提案分别为 XLS-65 与 XLS-66，仍需获得验证者批准。
Ripple推出XRPL借贷协议，开发者已可在测试网接入测试
BlockBeats 消息，6 月 29 日，Ripple 推出 XRPL 借贷协议（XRPL Lending Protocol），为代币化资产提供链上信贷基础设施。该协议核心原则是信贷判断留在链下、仅将执行环节标准化上链。机构自行完成承销和合规审查，协议负责标准化执行流动性池化、贷款发放、还款及违约处理等环节。 协议由两部分构成：单一资产金库（Single Asset Vault），用于链上池化管理单一资产；借贷协议（Lending Protocol），将金库流动性发放为具有明确条款的贷款。两者分别对应 XLS-65、XLS-66 提案，仍需验证节点批准。协议在设施层面支持劣后资本机制，由资金池管理方承担优先于其他流动性提供方的风险敞口。目前开发者已可在测试网（devnet）上接入测试该协议。 <a style=
Ripple 提议在 XRPL 上推出代币化资产借贷标准
Ripple 提议一项 XRPL 标准，允许机构以代币化资产作为抵押进行借贷，由区块链执行贷款条款，信贷审核由人工团队负责，该标准需经验证节点批准后生效。
Sky确认为Spark、Uniswap稳定币兑换系统FX Layer提供USDS流动性基础
BlockBeats 消息，6 月 29 日，Sky（原 MakerDAO）联合 Spark、Uniswap 发文称，此前启动的稳定币 FX Layer 项目中迁移的约 1.5 亿美元流动性来自 Sky 旗下 USDS 生态，USDS 作为网络内的初始计价资产，为 USDS/USDT、USDS/PYUSD 资金池提供基础流动性。三方表示，这是该流动性框架的首次大规模落地，长期愿景是让更多发行方（如 PayPal 持续扩展的 PYUSD、Ripple 的 RLUSD，以及 Robinhood、Revolut 等正在探索稳定币业务的机构）接入这一共享基础设施，而非各自独立搭建流动性网络，同时探索让闲置资金在不参与做市时仍能在治理框架下产生收益。 此前 6 月 25 日，Spark 和 Uniswap 已宣布联合推出稳定币兑换系统 FX Layer，旨在为银行、金融科技公司、支付公司等多个稳定币发行方提供共享流动性基础设施，避免各自重复搭建流动性池、做市商和库存管理；Spark 作为编排层决定流动性如何在不同稳定币间分配和协调，Uniswap v4 提供可编程 AMM 架构（基于 hooks 机制的 DualPool hook）执行具体交易路径。 <a style=
XRP spot ETF saw a net inflow of $22.99 million last week
According to SoSoValue data, during last week's trading days (June 22 to June 26, Eastern Time), the XRP spot ETF recorded a net inflow of $22.99 million. The XRP spot ETF with the largest net inflow last week was the Bitwise ETF XRP, with a weekly net inflow of $16.97 million. The total historical net inflow for XRP now stands at $493 million. This was followed by the Franklin Templeton ETF XRPZ, which saw a weekly net inflow of $3.97 million, bringing its total historical net inflow to $410 million. As of press time, the total net asset value of XRP spot ETFs is $934 million, with an ETF net asset ratio (market cap relative to XRP's total market cap) of 1.44%. The cumulative historical net inflow has reached $1.47 billion.
06/28周日
Strategy holds 847,363 Bitcoin, Michael Saylor hints at continued buying
According to data shared by Michael Saylor, as of June 28, 2026, Strategy holds 847,363 Bitcoin worth approximately $50.9 billion, with an average purchase price of $75,653 per coin from 113 buys. The StrategyTracker chart shows that Strategy has been continuously accumulating Bitcoin from 2024 to 2025, with Saylor also indicating an intention to continue buying. Strategy's stock price has declined recently, drawing market attention to its financing model and dividend obligations; Ripple CEO Brad Garlinghouse has criticized this, while its dollar reserves are reportedly sufficient to cover approximately 10 months of dividend payments. (CoinDesk)
重要比特币或录得历史罕见连续两个季度下跌
BlockBeats 消息，6 月 28 日，比特币周末一度跌破 60,000 美元，近一周累计下跌约 7%。随着二季度接近尾声，比特币预计将录得约 12% 的季度跌幅，此前一季度已下跌约 22%，有望创下历史上罕见的连续两个季度收跌纪录。 与此同时，山寨币跌幅普遍大于比特币。其中，以太坊近一周下跌约 9.5%，Dogecoin 下跌 11.7%，HYPE 下跌 10.6%，XRP 下跌 8.7%，Solana 下跌 3.5%，TRON 跌幅约 1.5%。 分析认为，本轮市场持续承压主要受多重因素影响，包括资金持续流向 AI 带动的半导体及存储芯片板块、美国现货比特币 ETF 持续资金流出、美联储维持鹰派立场，以及美元指数维持高位等。市场将关注三季度 ETF 资金流向及需求是否改善，以判断加密市场能否摆脱上半年弱势走势。 <a style=
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